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Annuities are financial tools, and just like a hammer or a wrench, whether you need them or not depends on your specific situation and the way you want to live your retirement. Our talented network of qualified professionals will help you assess your financial situation and determine what products make sense for your retirement goals. Fill out the form below to get connected with a licensed annuity professional in your area.

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This content is provided for informational purposes only and is not intended to serve as the basis for financial decisions. Annuities are long term retirement income vehicles and are not suitable for everyone. They involve fees and charges, including potential surrender penalties. Optional riders may be available for an additional annual cost. Long term care riders are not a replacement for long-term care insurance. Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus feature.

Annuity withdrawals are subject to ordinary income taxes, and an additional 10% IRS penalty before age 59-1/2. Fixed indexed annuities do not participate in the index or any equity or fixed interest investments. You are not buying shares in an index. They involve caps, spreads and/or participation rates which limit the amount of interest you may earn and may change at the issuing company’s discretion.

Annuities are not FDIC-insured. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company, and for variable annuities, do not apply to the performance of the variable subaccounts. Product and feature availability may vary by state.

Annuity agents do not provide tax or legal advice. Always consult with your own qualified tax/legal advisors regarding your unique circumstances. We are not affiliated with or endorsed by any government agency.